Exclusive perks

$10 Credit Card Reward for every $200 you spend**
Cardmembers-only invitations to private events
Early access to select items
A special birthday surprise***
Free shipping on all purchases****

Personalized service

Complimentary standard alterations*****
Personal shopping (we’ll even open early or stay late to suit your schedule)
Access to the Cardmembers-only priority number, so you’ll never have to wait in line

Easier than ever to use

No annual fee******
Additional cards for authorized users (they spend—you earn rewards)
Online account management and bill pay


Offer valid on your first purchase made after opening a new J.Crew Credit Card. Purchase must be completed with your J.Crew Credit Card. One-time use only. Offer valid in J.Crew, J.Crew Factory or J.Crew Mercantile stores and at or Offer cannot be applied to previous purchases or the purchase of gift cards and cannot be redeemed for cash or combined with any other offer. Exclusions apply; see a store associate or the Details box in the top banner at or for an up-to-date list of exclusions. Offer valid in the U.S. only. Terms of offer are subject to change. Subject to credit approval.


This J.Crew Credit Card Rewards Program is provided by J.Crew, and its terms may change at any time. Click here for full J.Crew Credit Card Rewards Program terms and conditions.


Must have a valid birthday on file with Comenity Bank.


Free shipping and handling valid on purchases made using a J.Crew Credit Card at and Offer not valid in stores or on phone orders. Offer cannot be applied to previous purchases and cannot be redeemed for cash. Free shipping and handling automatically applied at checkout when using a J.Crew Credit Card. Offer is valid on orders shipping to the continental U.S. and U.S. P.O. Boxes via standard shipping (3 to 5 business days). Return requests must be made in accordance with our return policy. Terms are subject to change.


In-store tailoring valid on full-price merchandise purchased with a J.Crew credit card only. Services limited to pant and skirt hemming and sleeve alterations. Offer not valid on leather, suede or beaded fabrics or on J.Crew Factory merchandise. Offer cannot be redeemed for cash. Tailored items may not be returned or exchanged. Terms of offer are subject to change.


Standard variable APR of 26.74% for J.Crew Credit Card, based on the Prime Rate. Minimum interest charge is $1.00 per credit plan.