Exclusive perks

$25 Rewards Card for every $500 you spend**
Cardmembers-only invitations to private events
Early access to select items
A special birthday surprise***

Personalized service

Complimentary standard alterations****
Personal shopping (we’ll even open early or stay late to suit your schedule)
Access to the Cardmembers-only priority number, so you’ll never have to wait in line

Easier than ever to use

No annual fee*****
Additional cards for authorized users (they spend—you earn rewards)
Online account management and bill pay


Offer valid on your first purchase made after opening a new J.Crew Credit Card. Purchase must be completed with your J.Crew Credit Card. One-time use only. Offer valid in J.Crew or J.Crew Factory stores and at or Offer cannot be applied to previous purchases or the purchase of gift cards and cannot be redeemed for cash or used in combination with any other offer. Exclusions apply; see a store associate or the Details box in the top banner at or for an up-to-date list of exclusions. Offer valid in the U.S. only. Terms of offer are subject to change. Subject to credit approval.


This Rewards Program is provided by J.Crew, and its terms may change at any time. Click here for full Rewards Program terms and conditions.


Must have a valid birthday on file with Comenity Bank.


In-store tailoring valid on full-price merchandise only. Services limited to pant and skirt hemming and sleeve alterations. Offer not valid on leather, suede or beaded fabrics or on J.Crew Factory merchandise. Offer cannot be redeemed for cash. Tailored items may not be returned or exchanged. Terms of offer are subject to change.


Standard variable APR of 24.99% for J.Crew Credit Card, based on the Prime Rate. Minimum interest charge is $1.00 per credit plan.