Happy Cardmember Appreciation Month!

Enjoy an extra 20% off*

when you shop with a J.Crew Credit Card
at J.Crew, all month long.

From October 1st, 2024, through October 31st, 2024.
Use code CARDLOVE

See if you prequalify

Get a decision in seconds with no impact 
to your credit score.

Get started

Apply now

It’s time to elevate your shopping experience.

Apply now

Already a cardmember?

Log in to view your account details or keep scrolling 
to find out more about your benefits.

Every time you shop with your J.Crew Credit Card during
the month of October you will be entered for a chance to win a…

J.Crew shopping
experience in
New York City

One grand-prize winner
will receive a four-night trip
for two, plus...

$1000 J.Crew
Gift Card

Round-trip air
transportation

All-day shopping experience with a professional stylist at our Fifth Avenue 
NYC store

Ten first-prize winners will each receive one $500 J.Crew Gift Card,
and 25 second-prize winners will each receive one $250 J.Crew Gift Card.

For more details, click here.

Shop now

Earn J.Crew Passport points
every time you shop2

On J.Crew &
J.Crew Factory purchases:

7.5%

Back for J.Crew Passport
GOLD members

(Equals 3 points
per $1 spent)

5%

Back for J.Crew Passport
NAVY members

(Equals 2 points
per $1 spent)

For J.Crew Mastercard® members:

2.5%

Back on GAS & GROCERY
STORE
purchases

(Equals 1 point
per $1 spent)

1.25%

Back on ALL other
purchases

(Equals 1 point
per $2 spent)

Cardmembers earn faster
than anyone else...

As part of our J.Crew Passport Program, Cardmembers automatically skip the line from GREEN to NAVY Access and start earning 2 points per dollar spent.

Level up to GOLD Access when you spend $1000+ dollars annually at our stores, and start earning 3 points per dollar spent.

Once you earn 200 points, you’ll receive a $5 reward, redeemable in stores and online.

Use the slider below to see how reward earnings for purchases
at J.Crew & J.Crew Factory compare across the board.

Spend
$200
$200
$1000

J.Crew Passport
Members earn 1x:

200 Points
($5 in rewards)

J.Crew Credit Cardmembers
with NAVY access earn 2x:

400 Points
($10 in rewards)

J.Crew Credit Cardmembers
with GOLD access earn 3x:

600 Points
($15 in rewards)

The benefits breakdown2

A breakdown of some benefits offered for the J.Crew Credit Card and J.Crew Mastercard®

Available with GOLD Access

Available with NAVY Access

Everyday
Benefits

J.Crew
Credit Card

J.Crew Mastercard®

20% off first-purchase discount1

Instant NAVY Access for J.Crew Passport

Earn points on purchases at
J.Crew & J.Crew Factory

7.5% Back

5% Back

7.5% Back

5% Back

Earn points on gas & grocery
store purchases

 

2.5% Back

Earn points on everything else

 

1.25% Back

$25 birthday gift

Free standard shipping at
J.Crew & J.Crew Factory

Free standard alterations

More ways we make shopping easy...

No annual fee3

All the rewards, plus no annual fee.

Additional card for
authorized users4

Have a family member that loves J.Crew too? Add them to your account!

Online account
management & bill pay

It’s easy, efficient and secure.

Open an account
and start earning today!

See if you prequalify

Apply now

See if you prequalify
Apply now

FAQ


What is J.Crew Passport?

J.Crew Passport is our free U.S. loyalty program with more benefits, more access and more ways to level up. It's like the first-class treatment, for shopping! Find the complete program details, along with the Terms and Conditions, here.

What is J.Crew Passport?
J.Crew Passport is our free U.S. loyalty program with more benefits, more access and more ways to level up. It's like the first-class treatment, for shopping! Find the complete program details, along with the Terms and Conditions, here.

What is J.Crew Passport?
J.Crew Passport is our free U.S. loyalty program with more benefits, more access and more ways to level up. It's like the first-class treatment, for shopping! Find the complete program details, along with the Terms and Conditions, here.

What is J.Crew Passport?
J.Crew Passport is our free U.S. loyalty program with more benefits, more access and more ways to level up. It's like the first-class treatment, for shopping! Find the complete program details, along with the Terms and Conditions, here.

What is J.Crew Passport?
J.Crew Passport is our free U.S. loyalty program with more benefits, more access and more ways to level up. It's like the first-class treatment, for shopping! Find the complete program details, along with the Terms and Conditions, here.

FAQ

What are the benefits of a J.Crew Credit Card or J.Crew Mastercard?

+

Earn rewards when you shop at J.Crew or J.Crew Factory. Cardmembers with NAVY Access earn 5% back in rewards while GOLD Access Cardmembers earn 7.5% back in rewards.​

With the J.Crew Mastercard you earn 2.5% back in rewards on gas and grocery store purchases and 1.25% on every other purchase where Mastercard is accepted.2

The J.Crew Credit Card and J.Crew Mastercard have no annual fee.3

Where can I use the J.Crew Credit Card and J.Crew Mastercard?

+
The J.Crew Credit Card and J.Crew Mastercard can be used to make purchases at J.Crew and J.Crew Factory stores or websites. Additionally, the J.Crew Mastercard can be used anywhere a Mastercard is accepted.

How do I apply for a J.Crew Credit Card?

+
To apply, click either the Get started or Apply Now buttons above. You can always apply in person at J.Crew or J.Crew Factory stores.​

Log in to your J.Crew Passport account. If you do not have a J.Crew Passport account, you will be required to enroll in J.Crew Passport in order to apply.

Complete the application form. Be sure to use the same email as your J.Crew Passport account.

If you are approved instantly, your temporary account number will be provided. With this number, you can shop using your card in stores or online at our brands, and it is valid for 15 days.​

Your new credit card will be sent to you in the mail within the next 7–10 business days.​

If you are not approved instantly, it may take up to 10 business days to learn more about your application status via mail or email.

Is a J.Crew Passport required to earn rewards?

+
Yes, enrollment in J.Crew Passport is required to receive all of the rewards associated with your J.Crew Credit Card.

As a Cardmember, how do I log in to my online account?

+
You can access your credit card account online any time by logging in at jcrew.syf.com/login.

If you haven’t registered your account yet, visit jcrew.syf.com/login and click Register. Enter the required information and create a username and password.

*Subject to credit approval. Can be combined with one other offer in a single transaction, excluding first-purchase discount. Offer valid from October 1, 2024, 12:01am ET, through October 31, 2024, 11:59pm ET. May be used multiple times during offer period only. Excludes phone orders, charitable products, third-party branded merchandise, Madewell styles, gift cards, taxes and shipping. Your credit card must be used as sole payment type. To redeem 20% offer at jcrew.com, you must enter promo code CARDLOVE at time of purchase. Discount cannot be applied to previous purchases or redeemed for cash. Valid in the U.S. only. Terms are subject to change.

NO APPLICATION OR PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Open to legal residents of the 50 U.S. states, including DC, and its territories including Puerto Rico, who are legal age of majority at time/date of entry. Debit, Small Business, International, and Corporate transactions are ineligible. Ends 10/31/24. For Official Rules & complete details, click here

1Subject to credit approval. Valid for one-time use only and can only be combined with one other offer in a single transaction. Excludes phone orders, charitable products, third-party branded merchandise, Madewell styles, gift cards, taxes and shipping. Your new credit card must be used as sole payment type. Discount cannot be applied to previous purchases or redeemed for cash. For in store, discount must be used at store location on day.

2Purchases subject to credit approval. See the J.Crew Passport Membership Program Terms for details and restrictions.

3New Accounts: Click HERE for rates, fees, and other cost information.

4The Primary Cardholder will be liable for all purchases made on the Account, including those made by an authorized user.

The J.Crew Mastercard is issued by Synchrony Bank pursuant to license by Mastercard International Incorporated. Mastercard and the circle design are registered trademarks of Mastercard International Incorporated.